Employers - America's small business insurance specialist


Florida NFIB Workers' Compensation Program

EMPLOYERS®, America’s small business insurance specialist®, and the National Federation of Independent Business (NFIB), the nation’s leading small business association, have joined forces to provide the opportunity to earn a flat dividend of up to 30% in addition to already competitive rates on workers’ compensation insurance for eligible members in Florida.

NFIB members can access workers’ compensation coverage that includes a 5% flat dividend for NFIB members that is not tied to loss experience or minimum premium. NFIB members insured by EMPLOYERS may also be eligible for an additional flat dividend of up to 25% based on policy size and loss experience, among other factors.

Program Features:

  • Opportunity to earn a flat dividend on an EMPLOYERS workers' compensation policy*
  • Payment plans with low minimum premiums
  • Rigorous and effective local claim management
  • Loss control experts
  • State-of-the-art on-line loss control resources
  • Managed care services
  • Aggressive pursuit of fraud and subrogation
  • Return-to-work programs

Become a Member

There are two ways to join the NFIB immediately:

  • Join online! Log on to www.nfib.com and enter FLWC as the promo code on the NFIB join page.
  • Call 800-NFIB-NOW (800-634-2669)! Call the NFIB directly and provide FLWC as the promo code.

To get more information or to receive a quote from a Florida insurance agent, fill out the form on this page or call 866-563-2759.

Want to Learn More About EMPLOYERS?


Rev 09/2011



*NFIB membership is required to receive the up to 30% flat dividend on EMPLOYERS insurance policies. Flat dividends are declared only at the option of the carrier’s board of directors and cannot be guaranteed. Not all members will qualify for coverage, and members can be removed from the Program based on claims experience. NFIB membership does not guarantee insurance coverage.

Copyright © 2011 EMPLOYERS. In Florida, insurance is offered through Employers Compensation Insurance Company, Employers Preferred Insurance Company and Employers Assurance Company, which are not affiliated with NFIB. Contact your insurance agent or go to www.employers.com for more information. Not all insurers do business in all jurisdictions. A forward-looking statements disclaimer is an integral part of this website.

NFIB Member Benefits are offered by third-parties through contractual arrangements with the NFIB Member Services Corporation, a wholly-owned subsidiary of NFIB, or one of its affiliated insurance agencies. NFIB’s insurance programs are conducted through MSC Insurance Agency of Tennessee, LLC, CA Lic# 0C77420, which is qualified to do business in all of the states in which it operates.